2017 IS BRINGING MODEST PAYMENT INCREASES FOR SOCIAL SECURITY RECIPIENTS.

The average monthly payment will increase to $1,360 for single recipients and about $2,260 for married couples.

HIGHER EARNINGS LIMIT

Recipients who want or need to work will be able to earn more in 2017.  Those under 65 can earn up to $16, 920 this year.  Those who are turning 66 can earn as much as $44, 880, this is up $3,000 from last year.

FEWER PENALTIES FOR WORKERS

 In the past, if you worked and received benefits you were penalized if you earned too much. Those penalties are going down this year. $1 in benefits will be withheld for every $2 over the maximum earnings for those under age 65.

For those who are 66, but not yet full retirement age (66yrs, 2 months), $1 for every $3 earned over the limit will be held back. Once you reach full retirement age, there is no limit on what you can earn. And, any money previously withheld will be returned.

MAXIMUM BENEFIT INCREASE

 The maximum benefit payment a person at full retirement age is allowed to receive is going up to $2,687. However, that payment could increase by more, if retirement is delayed until age 67.

HIGHER TAX CAP

Workers currently pay 6.2% of their earnings into social security. A contribution matched by employers. Once maximum earnings are reached-nothing above that amount is taxable.

In 2016, the maximum earning amount was $118, 500. In 2017 that increases to $127, 200. This means approximately 12 million more people will be paying into social security this year.

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